Legal Information
Legal & Compliance Information
Transparency about our regulatory status
WHAT WE ARE NOT
- Licensed as a money transmitter
- Regulated by FinCEN, SEC, CFTC, or any regulator
- A bank, payment processor, or custodian
- Insured by FDIC or any government agency
- Subject to consumer protection laws
WHAT WE ARE
- Software that generates crypto payment invoices
- Non-custodial (we never hold your funds)
- Open about our lack of regulatory status
- Committed to basic AML/KYC compliance
- Transparent about our limitations
WHO SHOULD NOT USE MINTORY
- People in restricted countries (OFAC list)
- Anyone requiring consumer protection guarantees
- Anyone who can't afford to lose their payment
- Anyone using it for illegal purposes
JURISDICTIONAL RESTRICTIONS
Mintory is not available to users in:
- New Yorkrequires BitLicense
- Vermontrequires Money Transmitter License
- Massachusettsrequires Money Transmitter License
If you're unsure whether you can use Mintory, consult a lawyer.