Terms of Service

1. Acceptance of Terms

By accessing and using Mintory ("Service", "we", "us", or "our"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to all the terms and conditions of this agreement, you may not access or use our Service. These Terms constitute a legally binding agreement between you and Mintory regarding your use of the Service.

2. Description of Service

Mintory provides a non-custodial software interface for processing cryptocurrency payments. Our Service enables merchants to accept cryptocurrency payments directly to their wallets without intermediaries holding funds. We do not provide banking, money transmission, or other regulated financial services. The Service is provided on an "as is" and "as available" basis.

3. User Accounts

3.1 Account Registration

To use certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete. You must be at least 18 years old to use the Service.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including any wallet private keys, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with these security obligations.

3.3 Account Termination

We reserve the right to terminate or suspend your account at any time for violation of these Terms or for any other reason at our sole discretion, without prior notice or liability.

4. Prohibited Uses

You agree not to use the Service for:

• Any illegal purposes or in violation of any applicable laws, regulations, or sanctions
• Money laundering, terrorist financing, or sanctions evasion
• Fraud, theft, scams, or other criminal activity
• Gambling operations without proper licensing
• The sale of illegal goods or services, including controlled substances
• Attempting to gain unauthorized access to the Service or its systems
• Interfering with or disrupting the Service or its infrastructure
• Using automated tools, bots, or scrapers to access the Service without permission
• Impersonating any person or entity, or falsely stating your affiliation
• Engaging in any conduct that restricts or inhibits anyone's use of the Service

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Mintory and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without prior written consent. You are granted a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

6. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU USE THE SERVICE AT YOUR SOLE RISK.

8. Governing Law & Limitation of Liability

8.1 Regulatory Status

Mintory operates as unregistered software with no business entity. We are not licensed, chartered, or regulated by any financial authority including FinCEN, SEC, CFTC, state money transmitter regulators, or international equivalents.

8.2 No Custody

Mintory never holds, controls, accesses, or manages user funds. All cryptocurrency is transferred directly from payer to payee via the blockchain. Mintory provides only the software interface.

8.3 No Refunds / Irreversible Transactions

Cryptocurrency transactions are irreversible. Mintory cannot and will not reverse, cancel, or recover any payment. Users are solely responsible for verifying merchant legitimacy before payment.

8.4 Assumption of Risk

9. Governing Law & Dispute Resolution

These Terms are governed by the laws of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court. The arbitration shall take place in Delaware, and the arbitrator's decision shall be final and binding.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

11. Contact Information

If you have questions about these Terms of Service, please contact us at: